New Jersey Property Tax Rates by Town (2025)

New Jersey effective property tax rates typically range from under 1% in low-tax Bergen County towns like Alpine (0.79%) to nearly 3% in higher-tax Hunterdon County towns like Flemington (2.98%). The statewide median is around 2.0–2.2%. NJ has the highest property taxes in the United States, but those revenues fund the country's top-ranked public schools.

The lowest effective rates are concentrated in Bergen County (Alpine 0.79%, Englewood Cliffs 1.00%) and parts of Hudson County (Hoboken 1.07%). Among Central NJ towns, Cranbury (1.45%) and Paramus (1.43%) are among the lowest. NJ Division of Taxation as of 2025.

Within Central and Northern NJ, the highest effective tax rates appear in Hunterdon County (Flemington 2.98%, Clinton Twp 2.50%) and select Middlesex County towns (Monroe 2.47%, N. Brunswick 2.35%). Higher rates often correlate with stronger municipal services or higher school district spending.

The effective tax rate is published by the NJ Division of Taxation as a comparison/estimation tool. It approximates what a homeowner would pay annually as a percentage of true (market) value. It is not the rate used to compute an individual property tax bill — that requires the assessed value and the local general tax rate. Effective rates are the right tool for comparing towns; assessed-value calculations are the right tool for computing your specific bill.

General tax rates are set annually by each municipality, typically in mid-year. Effective rates are recalculated based on the most recent property revaluation and the equalization ratio. Most towns see year-over-year changes within ±0.10 percentage points; large changes usually indicate a recent revaluation.