Every New Build in
Central & North NJ
27 communities. 5 counties. The only directory with estimated property taxes, school districts, and commute times for every community — so you can compare the real cost, not just the sticker price.
Click any card's "💰 Monthly Cost" to auto-fill the calculator · Compare two communities ↓ · Estimates assume 20% down at the rate in the calculator below
Greens at Royce Brook
Villas at Montgomery Crossing
Twin Brooks at Warren
CRC Communities
Somerville Townhomes
Gateway at Royce Brook
Regency at Cranbury
Venue at Monroe
Serenity Walk at Plainsboro
Townes at Main Street
Heights at Main Street
Monroe Parke
Townhomes at RiverWalk
Woodhaven Crossing
The Grove at Woodhaven
District Walk
Magnolia Square at Princeton
Link at W Squared
Regency at West Windsor
Meridian Walk at Princeton
Hopewell Parc
Vintage at Hamilton
Canter Square
Oaks at Randolph
Valley View Park
The Grove at Whippany
Fairways at Edgewood
The Number Nobody
Puts on the Listing
NJ property taxes vary wildly by township. Two $700K homes 15 minutes apart can differ by $5,000+/year in taxes. We calculated estimated annual taxes for every community using 2025 NJ effective tax rates so you can compare real costs — not just sticker prices.
| Township | Eff. Tax Rate | On $700K Home | On $1M Home | Rating |
|---|---|---|---|---|
| Cranbury Twp | 1.45% | $10,150 | $14,500 | ★ LOWEST |
| Hanover Twp (E. Hanover / Whippany) | 1.54% | $10,780 | $15,400 | ★ LOW |
| Monroe Twp | 1.56% | $10,920 | $15,600 | ★ LOW |
| Piscataway Twp | 1.71% | $11,970 | $17,100 | ★ LOW |
| Princeton | 1.81% | $12,670 | $18,100 | LOW |
| Old Bridge Twp | 1.84% | $12,880 | $18,400 | LOW |
| Warren Twp | 1.94% | $13,580 | $19,400 | LOW |
| Watchung Boro | 2.04% | $14,280 | $20,400 | MODERATE |
| West Windsor Twp | 2.08% | $14,560 | $20,800 | MODERATE |
| Hillsborough Twp | 2.09% | $14,630 | $20,900 | MODERATE |
| Randolph Twp | 2.26% | $15,820 | $22,600 | MODERATE |
| Plainsboro Twp | 2.29% | $16,030 | $22,900 | MODERATE |
| N. Brunswick Twp | 2.35% | $16,450 | $23,500 | MODERATE |
| River Vale (Bergen) | ~2.73% | $19,110 | $27,300 | HIGH |
| Hopewell Twp | 2.94% | $20,580 | $29,400 | HIGH |
| Hamilton Twp | 3.30% | $23,100 | $33,000 | HIGH |
| Montgomery Twp | 3.37% | $23,590 | $33,700 | HIGHEST |
| Somerville Boro | 3.86% | $27,020 | $38,600 | HIGHEST |
That's the estimated tax difference over 10 years between a $700K home in Cranbury (lowest rate) versus Somerville (highest rate). Same home price — completely different cost of ownership.
Estimates use 2025 NJ effective tax rates from the NJ Division of Taxation. New construction is typically assessed at full market value. Actual taxes depend on final assessed value. HOA fees, insurance, and mortgage costs are additional. Contact us for a personalized total-cost comparison.
What Will It Actually Cost Monthly?
Price tags don't tell the whole story. Plug in a home price and township to see estimated total monthly cost — mortgage, taxes, HOA, and insurance combined.
Mortgage estimate assumes 30-year fixed at the rate entered above. Insurance estimated at 0.58% of home value annually. Property tax uses 2025 NJ effective rates. Actual costs vary. Get pre-approved for a precise mortgage estimate.
Compare Two Communities
Pick any two communities to see a side-by-side breakdown of price, taxes, commute, schools, and monthly cost.
| Community A | Community B |
|---|
The Builder Has an Agent.
Where's Yours?
The sales rep at the model home works for the builder. Not for you. Here's what your own agent does that they won't.
Negotiate $20K–$60K+ in Upgrades
Design Studio credits, lot premium reductions, rate buydowns, and closing cost credits are all on the table — if you have someone asking.
Catch What the Contract Hides
Escalation clauses. Delay penalties. Arbitration requirements. Builder contracts are 40–60 pages of fine print written by their attorneys.
Independent Inspections
Pre-drywall, final walkthrough, and 11-month warranty inspections. Inspectors who work for you, not the builder's QC team.
No Extra Cost to You
The builder already budgeted for agent compensation. Without your agent, that money stays with the builder. You pay nothing extra.
Questions We Get Asked
Yes. The sales agent at the model home represents the builder. Your agent negotiates upgrades, reviews the contract, coordinates inspections, and protects your timeline — at no additional cost, since the builder typically pays agent compensation. Read our complete NC Buyer's Guide →
Builders rarely lower base price, but we routinely negotiate $20K–$60K+ in Design Studio credits, lot premium reductions, closing cost credits, and rate buydowns. End of quarter, last few lots, and slow seasons offer the best leverage.
NJ property taxes are set locally — each township funds its own schools, police, and services. A $700K home in Cranbury (1.45% effective rate) costs about $10,150/yr in taxes, while the same-priced home in Somerville (3.86%) costs $27,020/yr. We show estimated taxes for every community so you can compare real costs, not just base prices.
Depends on budget and lifestyle. Venue at Monroe (from low $700Ks) offers the best amenity value. Regency at Cranbury (from $996K) is the luxury pick. Vintage at Hamilton (from mid-$400Ks) is the most affordable. We help you compare based on what matters most.
Link at W Squared is walking distance to Princeton Junction (~70 min to Penn Station). Greens at Royce Brook is near Raritan Station (~65 min). Heights at Main Street (~55 min). Oaks at Randolph is near I-80/287. Fairways at Edgewood is 32 miles via the GW Bridge.
Holly Tang is fully bilingual in Mandarin and English with 22 years of experience and CIPS certification. Steven Hou is conversational in Mandarin. We navigate the entire process in your preferred language.
Register your agent FIRST. If you walk in without representation, some builders will refuse to pay your agent later. Contact us before your first visit — this one step can save you thousands.
How New Construction Actually Works
The typical new build timeline is 8–14 months from contract to keys. Here's what happens at each stage.
New Construction Homes in Central & North New Jersey — Complete 2026 Directory with Tax Estimates & Monthly Cost Calculator
Tang Group Real Estate maintains the most comprehensive directory of new construction communities across Somerset County, Middlesex County, Mercer County, Morris County, and Bergen County, New Jersey. As of March 2026, we track 26 active communities from builders including Toll Brothers, K. Hovnanian, Lennar, Pulte Homes, Premier Development, and Hallmark Homes. Prices range from the low $400,000s for 55+ condominiums at Vintage at Hamilton to over $1.6 million for luxury single-family homes at Greens at Royce Brook in Hillsborough and Fairways at Edgewood in River Vale.
This directory includes estimated annual property taxes for every community using 2025 NJ effective tax rates, an interactive monthly cost calculator (mortgage, taxes, HOA, and insurance combined), and a side-by-side community comparison tool. Among the townships covered, Cranbury offers the lowest effective rate (1.45%), followed by Hanover Township (1.54%) and Monroe Township (1.56%). The highest rates are found in Somerville Borough (3.86%) and Montgomery Township (3.37%). On a $700,000 home, the tax difference between the lowest and highest rates amounts to approximately $16,870 per year — or roughly $168,700 over ten years.
Featured communities include Greens at Royce Brook (Toll Brothers, 174 homes, from $1.27M, adjacent to Royce Brook Golf Club), Venue at Monroe (Lennar, 55+ gated, low $700Ks, 23,000 sf clubhouse), Magnolia Square at Princeton (24 luxury townhomes, geothermal heating, VIP pre-sales), Oaks at Randolph (108 townhomes from $766K, Randolph Township Schools), Fairways at Edgewood (91 townhomes from $1.3M, adjacent to Edgewood Country Club), and Woodhaven Crossing and The Grove at Woodhaven by Hallmark Homes in Old Bridge.
Seven 55+ active-adult communities are available: Regency at Cranbury (luxury, lowest tax rate), Venue at Monroe (best amenity value), Gateway at Royce Brook (Hillsborough, gated), Regency at West Windsor (near Princeton Junction train), Serenity Walk at Plainsboro (Route 1 corridor), Monroe Parke (budget-friendly), and Vintage at Hamilton (entry-level from mid-$400Ks).
Holly Tang (fully bilingual Mandarin/English, CIPS certified, 22 years experience) and Steven Hou (conversational Mandarin, licensed NJ and NY) provide buyer representation at no additional cost. Buyer's agents review builder contracts, negotiate Design Studio credits and closing cost assistance, coordinate independent inspections, and protect your timeline. Contact (908) 874-5798 or visit tanggrouprealestate.com/calendar to book a free tour of any community.