Discount broker or full service? Compare what you keep, not just the fee.
Real estate fees in New Jersey are negotiable and set by agreement, not by law. Discount options lower the listing side. The buyer's agent side is a separate decision. Below: what each option charges, from its own published terms, and the math that decides whether the savings are real.
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Fees and terms checked November 8, 2026; sources are listed below. Companies change their terms, so confirm the current fee in writing.
Flat-fee MLS
1% listing broker
Redfin
Full-service quote
"You keep" is before transfer fees, taxes, payoff and attorney costs, and assumes the same sale price for every option. Our full NJ net sheet adds those.
The fine print, from their own pages
Checked November 8, 2026. In every option, the listing fee and the buyer's agent fee are separate.
Redfin
- Minimum fee: $5,000 North Jersey, $4,500 South Jersey.
- 1% only if you also buy your next home with Redfin within 365 days. You pay the full fee at closing and get a check after you buy.
- Fee goes up 1% of the sale price if the buyer has no agent.
- Any buyer's agent fee you agree to is extra.
1% listing brokerages
- Some New Jersey brokerages advertise 1% full-service listings.
- Minimum fees, cancellation terms and what is included differ by company.
- Any buyer's agent fee you agree to is extra.
Flat-fee MLS
- Places your home on the MLS for a set fee; Houzeo's New Jersey page advertises $399.
- You set the price, run showings, negotiate offers and manage inspection, appraisal and attorney review.
- Any buyer's agent fee you agree to is extra.
New Jersey average
- Listing side about 2.6%, buyer side about 2.5%, total about 5.1% (Clever Real Estate survey of NJ agents, August 2026).
- Averages only. Every fee is negotiable.
Eight questions to ask any discount broker
Ask every agent you interview, including us. Get the answers in writing.
- What is the minimum fee in dollars at my price?
- Does the fee change if the buyer has no agent, or if I don't buy my next home with you?
- Who prices my home, and how many listings is that person handling now?
- Who shows the home and answers buyer agents on evenings and weekends?
- Who negotiates inspection and appraisal issues after the contract is signed?
- What buyer's agent fee do you recommend, and why?
- Can I cancel, and what does it cost?
- Is the advertised fee exactly what the listing agreement says?
The listing fee is one line of your net
Listing fee: the gap between a 1–2% discount listing and the New Jersey average is usually 0.7–1.7% of the price. The calculator above shows the exact sale price at which each option comes out even.
Buyer's agent fee: a separate decision. A 2025 study in the Iowa Law Review (Barry, Fried and Hatfield) found that homes offering buyer agents less than 2% took about 33% longer to sell. The study covers buyer-agent pay, not listing fees.
What decides your net: the price, the terms, and what gets negotiated after inspection. Compare agents on how they will get those right, then compare fees.
Got a quote from Redfin, a 1% broker or anyone else? Text it to us.
Text a photo of the quote or listing agreement to 908-874-5798, or just call. Holly or Steven will go through it with you: what the fee covers, what it leaves out, and what you would likely keep, next to what we would charge. No obligation. If the other quote is the better deal for your home, we will tell you.
Text the quote to 908-874-5798 Call 908-874-5798
- Our fee is negotiable and agreed in writing before you sign.
- You work with Holly or Steven from pricing to closing.
- Cancel anytime before you accept an offer, with no cancellation fee (the full terms).
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